Gary L Rau

Helping people to live successful, satisfying and generous lives, by teaching them to manage their money God's way - by the Book.

04: Prepare a Written Budget

“Well begun is half done.” … Bilbo Baggins, quoting Aristotle “If you fail to plan, you are planning to fail!” … Benjamin Franklin “Is there anyone here who, planning to build a new house, doesn’t first sit down and figure the cost so you’ll know if you can complete it? If you only get the […]

02: Save for a Rainy Day

We’ve all heard it: “Save for a rainy day.”  … Everyone’s Grandmother According to Bankrate’s latest financial security index survey, 34 percent of American households experienced a major unexpected expense over the past year. However, only 39 percent of survey respondents said they would be able to cover a $1,000 setback using their savings. When calamity strikes, […]

01: This is a Budget

“Without the fundamentals, the details are useless.” … James Clear In 1961, Vince Lombardi began his career with the 10-year losing streak Green Bay Packers with the famous statement, “Gentlemen, this is a football.” … Vince Lombardi He continued to give the veteran players a tour of the field (“This is the end zone.” Etc.), […]